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Public liability (PL) covers third parties, such as students, members of the public, and visitors, for damage to person or property as a result of negligence on the part of the University. Our own employees are not covered as they are covered under the employers' liability policy.
The PL policy indemnifies the University for compensation awarded for injury or damage to third parties due to proven negligence in our business operation. However, any fines or punitive damages laid down following a criminal or HSE prosecution would not be covered - it is not possible to obtain insurance cover for fines or penalties.
Employers are responsible for the health and safety of their employees while they are at work and employers' liability (EL) is a legal requirement under UK law. Our EL policy indemnifies Southampton Solent University for the cost of compensation awarded to employees, resulting from the University's proven negligence.
Further information on liability cover requirements for contractors and external suppliers
All liability claims are managed via the insurance office and handled by the University's insurer. Correspondence from a claimant's legal representatives should never be responded to directly and must be forwarded to the insurance office immediately.
If you have reason to believe that a claim may be made in the future against the University, please inform the insurance office at email@example.com as soon as possible.
In 2013 Ministry of Justice (MOJ) reforms introduced changes to the way that liability claims are handled. The outcome of these changes means we have a reduced period of 30 working days to investigate public liability claims and employer liability claims.
If we receive a claim notification form for injury accidents these need to be acknowledged within one working day.
As such it is very important to get in touch with the insurance office at firstname.lastname@example.org as soon as possible and to cooperate with any investigation as requested.
Further information on the MOJ reforms and the implications they have for our organisation
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Page last updated on Tuesday 8 March 2016 at 3.11pm.
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